Accepting new clients
Chartered Financial Planner & Independent Advisor
12+ years helping individuals and families build, protect, and transfer wealth with clarity and confidence.
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📊
12+
Years advising
💷
£50M+
Assets under advice
👥
150+
Client households
📋 Expertise

Areas of Specialism

Specialist knowledge spanning the full financial planning lifecycle.

Retirement Planning ISA & SIPP Strategy Inheritance Tax Investment Portfolios Life Insurance Income Protection Pension Consolidation Estate Planning Trust Planning Capital Gains Tax Cash Flow Modelling VCT & EIS
💼 Services

How I Can Help

Independent advice with no product ties — just clear, honest guidance.

📊
Financial Health Check
🕐 90 min
Comprehensive review of your current financial position — pension, investments, protection, and tax — all in one session.
£350 / session
🏖
Retirement Planning
🕐 Ongoing
Build a clear, cash-flow-modelled retirement plan and optimise your pensions, ISAs and investments to get there.
From £1,200/yr
🏠
Inheritance Tax Planning
🕐 Project
Reduce or eliminate your IHT liability through trust structures, gifting strategies and insurance solutions.
Custom quote
📈
Investment Portfolio Review
🕐 Annual
Independent review of your existing investments. Identify gaps, reduce costs, and align your portfolio with your goals.
£500 / review
📋 Experience

Work History

15 years in financial services — independent since 2018.

2018 – Present
Independent Financial Planner
R
Self-employed
Managing £50M+ in client assets. Specialised in retirement planning, ISAs, and inheritance tax mitigation for professionals and business owners.
2014 – 2018
Senior Wealth Advisor
S
St. James's Place
Advised 150+ client households. Consistent top-performer in annual satisfaction surveys. Specialist in complex pension consolidation.
2011 – 2014
Financial Advisor
H
Hargreaves Lansdown
Telephone-based advice for retail investors. Built strong foundation in investment planning and pension advice.
2009 – 2011
Graduate Analyst
B
Barclays Wealth
Supported senior advisors with portfolio analysis and client reporting. Studied for CII exams.
📊 Case Studies

Client Outcomes

Illustrative examples of results I've helped clients achieve.

Early Retirement Plan
Retirement
Structured a tax-efficient plan enabling a 52-year-old tech exec to retire 8 years ahead of schedule.
Pension PlanningISA StrategyCash Flow
IHT Mitigation
Estate Planning
Helped a family reduce IHT liability from £450k to £0 through trust structures and gifting strategies.
IHT PlanningTrustsGifting
Portfolio Restructure
Investment
Restructured a £1.2M portfolio delivering 11.4% annualised returns with reduced volatility over 5 years.
Portfolio MgmtRisk AnalysisAsset Allocation
💬 Client Stories

What Clients Say

Honest feedback from people I've helped.

“
★★★★★
Rahul helped me see my finances clearly for the first time. I now feel genuinely in control of my future.
CM
Claire M.
Director, Tech Company
“
★★★★★
Thanks to Rahul's IHT planning, we saved £320k for our children. His advice paid for itself 100x over.
PH
Peter H.
Business Owner
“
★★★★★
Professional, honest, and genuinely independent. I've referred 6 colleagues — all equally delighted.
ST
Susan T.
GP, NHS
👤 About

About Rahul Mehta

I'm a Chartered Financial Planner with 12+ years helping high-net-worth individuals and families build, protect, and transfer wealth. I'm fully independent — no product bias, just clear advice.

I work with a small number of clients at a time to ensure the quality of advice I give is genuinely exceptional. If you're looking for someone who will take the time to really understand your situation, I'd love to speak.

✓ Credentials

✓
Chartered Financial Planner (CFP)
✓
Fellow of the Personal Finance Society (FPFS)
✓
B.Sc. Economics, University of Bath
✓
12+ years independent financial planning
1
Pagie
✕
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